Long & Foster has partnered with IDENTITY GUARD® to provide the essential credit information you need before buying a new home. IDENTITY GUARD® is powered by Intersections, safeguarding over 5 million customers from credit and identity theft fraud.
- Your Equifax® credit report Your credit score
- Credit monitoring and alerts
- Unlimited Credit Education Specialist via toll
free number - Up to $2,500 identity theft insurance at no additional charge to you (after $250 deductible)
Check Your Credit Score and Report NowYour credit score has a direct effect on your interest rate.*
Let's look at a true life example for someone buying a new home for $216,000 30-year, fixed-rate mortgage based on actual mortgage rates from February 2006.
| If your credit score is: |
Then your interest rate could be: |
...your monthly |
| 760-850 | 6.00% | $1,295 |
| 700-759 | 6.22% | $1,326 |
| 680-699 | 6.40% | $1,351 |
| 660-679 | 6.62% | $1,382 |
| 640-659 | 7.05% | $1,444 |
| 620-639 | 7.59% | $1,524 |
|
Average US credit score: 689 | ||
Now you know how lenders use your credit score – and how important that credit score is to your ability to secure credit on the most favorable terms. So how do you maximize and protect that credit score?
ONLY $7.99/month - Check Your Credit Score and Report Now
*This is not an offer to lend. Interest rate comparison is only an example. Rates will vary. Your credit score alone will not guarantee any rate differential and is subject to loan approval based on other factors including loan amount, loan to value, job history, and other credit factors. Please consult your loan representative for more information and qualification.